Pasadena Financial Services

 Credit repair involves reviewing your credit reports and addressing information that may be inaccurate, incomplete, or unverifiable. Pasadena Financial Services provides credit education, credit-report review, and support with the dispute process when appropriate. 

 We cannot guarantee that any item will be removed. Accurate and current negative information generally cannot legally be removed simply because it is negative. We can help identify information that may be inaccurate, incomplete, or unverifiable and provide support with the appropriate dispute process. 

 No. We do not guarantee a specific credit-score increase, removal of a particular account, or approval for credit. Credit results vary based on each individual's credit history and the information reported by creditors and credit reporting agencies. 

 Every situation is different. The time involved can depend on the information being reviewed, the issues identified, and the response time of the applicable credit reporting agencies or information providers. We will explain the process and keep you informed about your service. 

 Depending on your situation, we may review information such as payment history, collection accounts, charge-offs, account information, inquiries, and other information appearing on your credit reports. 

 Yes. Consumers have the right to review their credit reports and dispute inaccurate information themselves. Pasadena Financial Services provides professional support and education for individuals who prefer assistance with the process. 

 Yes. We provide education about factors that may affect your credit profile, including payment history, credit utilization, account age, and responsible credit management. 

 No. We do not make false claims or submit disputes for information that you know is accurate simply to try to have it removed. Our approach is based on reviewing your credit information and addressing legitimate concerns. 

 We will let you know what information and documentation is needed based on the services you request. This may include identification, contact information, and information from your credit reports. 

 We take the privacy and security of your personal information seriously. Information you provide is used to provide requested services and manage your account, subject to our Privacy Policy and applicable law. 

 Your cancellation rights and procedures will be provided in your written agreement before you enroll. Covered credit-repair agreements are subject to federal requirements, including a three-day cancellation right without charge. 

 Click Get Started or contact Pasadena Financial Services to learn more about our services. We will explain the process, services, and applicable terms before you decide whether to enroll.